At the heart of every financial plan lies one of the biggest keys to money management: budgeting. Whether you’re earning six figures a year or live from paycheck to paycheck, you want to have a handle on your finances, so it’s important to know where your money is going. But just how do you take what seems an arduous task and make it a regular habit that helps you fulfill your daily tasks while meeting your goals? Thanks to ready-to-use budget spreadsheets, you can not only manage your budget but simplify the tasks involved further with some handy Excel templates. Check out our list of… Read more